Member Benefits from Union Plus

Union Plus Medical Bill Negotiating Service by Health Advocate

The Union Plus Medical Bill Negotiating Service by Health Advocate provides union members with large out-of-pocket medical bills FREE assistance negotiating bill reductions with physicians, hospitals and other medical providers. The Service negotiates with medical providers on the union member's behalf to lower costs and establish payment plans.

Requirements

1. You must be a union member or union retiree.
2. You must have at least one outstanding unreimbursed medical expense of $400 from a single medical provider. But there's no limit on the number of medical providers with which the service will negotiate.
3. Lifetime limit: one Medical Bill Negotiating Service membership per household

Eligible medical expenses:

When you calculate your unreimbursed medical expenses, you may include expenses incurred from physicians, dentists, hospitals, surgery centers, diagnostic service providers -- any medical provider. The Service attempts to negotiate any medical or dental bill regardless of insurance benefit status, including insured, underinsured, non-covered and out-of-network claims.
Do not include expenses that were covered by your (or your spouse/dependent's) health insurance.
Unreimbursed expenses of at least $400 per medical provider.

How to apply

1. Collect the following:

Documentation for your unreimbursed medical expenses of at least $400 per medical provider -- copies of medical bills or insurance Explanation of Benefit (EOB) forms.

2. Complete the online application form.

Print the online application PDF, sign and mail all required documentation to:

ATTN: Union Plus Medical Bill Negotiating Service
Union Privilege
1125 15th St., NW, Suite 300
Washington, DC 20005