Membership Benefits
Working at one of those hotels that requires the bandleader to maintain liability insurance? Protect yourself by taking advantage of the
AFM Liability Insurance Plan. Designed for musicians who work as independent contractors, whether alone or in a group, this policy may be just what you need.
- What it does: protects you from bodily injury and property damage for which you might be held responsible.
- What it covers: bodily injury or property damage as a result of your performance, personal injury suits including libel slander, etc.
- Why you need it: some halls require you carry it.
Many facilities now require musicians to provide their own liability insurance when performing on site. This may leave you to pay hefty premiums for "special events coverage" to the few insurance companies that will actually cover you. This Plan offers you an economical and convenient solution. This annual policy provides up to $2,000,000 aggregate coverage for lawsuits resulting from bodily injury and property damage for which you might be responsible. In addition to the $2,000,000 of aggregate coverage, this Plan also pays all court and legal defense costs for a covered claim. Due to the AFM group buying power, this valuable coverage is available for a minimum premium of only $220.00. The individual members' premium is based on the state of domicile and gross annual receipts. For more information, please contact the Local or see
https://www.personal-plans.com/afm/benefits/plan.do;?planID=5067
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